The decree says who gets what. It does not tell your creditors anything. A
\njoint credit card stays joint until it is closed or refinanced — and if
\nyour ex-partner stops paying it, the lender comes to you, decree or no
\ndecree. The divorce financial reset works through the accounts, debts and budget the decree leaves untouched.<\/p>\n
This workbook walks you through the financial separation in four phases, in
\nthe order that actually protects you.<\/p>\n
It explains why being an authorized user is different from being a joint
\naccount holder, why closing every shared card at once can hurt your credit
\nscore at the worst possible moment, and what to compare when you are deciding
\nwhether to keep the house.<\/p>\n
This is an educational and organizational tool, not legal, financial or The divorce financial reset is a PDF workbook with an editable tracker. It covers separating joint accounts, inventorying assets and debts, calculating your real net worth, and rebuilding a budget that works on one income rather than two.<\/p>","protected":false},"excerpt":{"rendered":" Separate your finances with a clear head. A 38-page workbook and a 10-tab tracker that show you exactly what you own, what you owe, and which joint debts still expose you to your ex-partner’s creditors.<\/p>","protected":false},"featured_media":217,"comment_status":"open","ping_status":"closed","template":"","meta":[],"product_brand":[],"product_cat":[63],"product_tag":[],"class_list":["post-221","product","type-product","status-publish","has-post-thumbnail","product_cat-finance-pricing-systems","first","instock","downloadable","virtual","sold-individually","purchasable","product-type-simple"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t
\ntax advice. Divorce law varies by state and your situation may include facts
\nthis workbook cannot know. Use it to get organised and to ask your attorney and
\ntax professional better questions.<\/em><\/p>\nWhat the divorce financial reset includes<\/h3>\n