The Personal Finance Kit brings three complete systems into one download, for the money problems that actually keep people awake at night: separating finances after a divorce, living on income that arrives unevenly, and clearing consumer debt without guesswork. Each system is the same product sold on its own page – nothing is abridged for the bundle.<\/p>\n
Bought separately: $80.00. This bundle: $59.00. You save $21.00.<\/strong><\/p>\n Anyone whose income or circumstances changed faster than their budget did. If you are rebuilding after a separation, earning from freelance or seasonal work, or carrying balances across several cards and loans, each workbook walks you through one of those situations in order, from where you stand today to the decision you have to make next.<\/p>\n Every system ships as a PDF workbook you can print and fill in, plus an editable spreadsheet that does the arithmetic for you. The spreadsheets open in Excel, LibreOffice Calc, Numbers and Google Sheets, and each download includes a short README explaining how to import them into Google Sheets.<\/p>\n They share one method: get the real numbers on paper, model the options before committing, then follow a schedule instead of relying on willpower. The Debt Payoff Sprint calculator compares avalanche and snowball on your own figures, the Irregular Income System sets an expense floor and a tax reserve, and the Divorce Financial Reset separates accounts and rebuilds a budget on one income.<\/p>","protected":false},"excerpt":{"rendered":" Three complete systems for the money situations that actually keep people awake: separating finances after a divorce, living on income that arrives unpredictably, and clearing debt in a defined sprint.<\/p>","protected":false},"featured_media":318,"comment_status":"open","ping_status":"closed","template":"","meta":[],"product_brand":[],"product_cat":[63],"product_tag":[],"class_list":["post-305","product","type-product","status-publish","has-post-thumbnail","product_cat-finance-pricing-systems","first","instock","downloadable","virtual","sold-individually","purchasable","product-type-simple"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\tWho the Personal Finance Kit is for<\/h3>\n
What you get in each format<\/h3>\n
How the three systems work together<\/h3>\n