Description
The decisions with the tightest deadlines — health coverage, severance terms, unemployment filing — land in the same week as the emotional hit.
The decisions with the tightest deadlines — health coverage, severance terms, unemployment filing — land in the same week as the emotional hit.
This is a complete system to decide what to do financially after a layoff and keep the work under control: a
52-page workbook that walks through the method, and a
10-sheet tracker that does the counting for you.
Who this is for
US workers in the first 30 days after losing a job.
The workbook
First-72-hours checklist, severance review questions, health coverage options compared, unemployment filing mechanics, spending triage order.
The tracker
Runway calculator by scenario, coverage cost comparison, bill triage by consequence, job search pipeline. 1231 formulas calculate as you fill it in, so
you are reading results rather than building a spreadsheet.
What you get
- 52-page PDF workbook (14,047 words)
- 10-sheet Excel tracker with 1231 formulas,
Excel-format .xlsx, recalculated and mutation-tested in LibreOffice Calc. Microsoft Excel desktop and Google Sheets import were not verified; all formulas are visible and unlocked, with no macros or external connections - Read-me-first guide so you know where to start
- Instant download, 154 KB, yours to keep
What this is not
Educational organization and user-entered cash-flow scenarios only, not legal, tax, medical, insurance, investment or financial advice. Severance content is questions for a licensed employment attorney, not agreement interpretation; seek review before signing unclear terms. No eligibility decisions, computed legal deadlines, benefit promises or savings guarantees. Copy dates from actual notices and verify with the relevant agency or plan. Cash-flow projections use entered dated events only; recurring bills must be entered per occurrence. Coverage comparisons total premiums only, not total medical costs, and never recommend a plan. Fixed input ranges do not auto-expand. No automatic reminders, applications, payments, external connections or job-search guarantees. Demonstration data is explicitly fictional.
