Description
Costs arrive in a wave — medical bills, leave with reduced pay, childcare deposits — while income often drops at exactly the same moment.
Costs arrive in a wave — medical bills, leave with reduced pay, childcare deposits — while income often drops at exactly the same moment.
This is a complete system to budget for a new baby and keep the work under control: a
47-page workbook that walks through the method, and a
9-sheet tracker that does the counting for you.
Who this is for
Expecting US parents planning from pregnancy through year one.
The workbook
Timeline from pregnancy to month twelve, leave-planning walkthrough, insurance addition deadlines, childcare cost comparison method.
The tracker
Reduced-income runway model, one-off vs recurring cost split, childcare option comparison, leave pay calculator. 746 formulas calculate as you fill it in, so
you are reading results rather than building a spreadsheet.
What you get
- 47-page PDF workbook (13,682 words)
- 9-sheet Excel tracker with 746 formulas,
Excel-format .xlsx, recalculated in LibreOffice Calc; Microsoft Excel desktop and Google Sheets not verified - Read-me-first guide so you know where to start
- Instant download, 131 KB, yours to keep
What this is not
No medical guidance. No legal advice on employment leave entitlements — point to the employer’s plan and a professional.
